We have reviewed atleast three books on Fundamental analysis: One Upon Wall Street – Peter Lynch, Intelligent Investor by Benjamin Graham and How to Avoid Loss and Earn Consistently in Stock Market by Prasanjit Paul . Hence I wanted to give you a neutral perspective and show you the other side of Fundamental Analysis. Continue reading How well does Fundamental Analysis Work?
Priya Krishnamoorthy
With qualifications like ICWA and MBA in Finance, Priya Krishnamoorthy took corporate life head-on as she spent 8 years at one of the topmost Information Technology multinational companies in India.
With her family, trekking groups, by backpacking with friends and with a corporate grassroots awareness program, Priya has covered a lot of India since she was 7 years old. While at her job, she's been excellent at negotiating for leaves to make her travels happen.
Despite being successful at her job, Priya yearned to be an entrepreneur and find more time for long term travel. After supporting her husband to pursue his shot at freelancing, Priya too took the plunge and quit her job once they were financially abundant and when the two decided to travel around India for a year on their own plan, without help from any travel companies.
Nowadays, Priya is enjoying life with her husband as they pursue ideas on self-planned travels, entrepreneurship, passive income and how to get better at life. She writes about her learnings in this blog. Besides she also looks for regular people who found inspiring success and writes their story in the Hero's Journey section.
Here are Priya Krishnamoorthy's blog posts.
Choices and Impact
Choice: This or That
When I was a child, No one just asked us “Who is your favourite actor?”. They always asked Do you like Rajinikanth or Kamalhassan? Our prime time debates with panels were of topics like: What is good: Nuclear Family or Joint Family? Or Who is the better warrior – Arjuna or Karna? We were expected to pick a stand and argue our best. We spent considerable time arguing over these topics without ever having one person to our side from the other.
In ancient times, the question was like – Who is the more powerful God – Shiva or Vishnu? Today the questions have just been modified and become – Who is a better cricketer – Dhoni or Kohli ? or Who is a bigger star – Sharukh or Salman? Continue reading Choices and Impact
Book Summary: Intelligent Investor – Benjamin Graham
Buy here in Amazon.com or Amazon.in
- ISBN-10: 9780062312686
- ISBN-13: 978-0062312686
Warning: This book is an advanced read even for finance professionals. You must have basic knowledge on capital markets to be able to understand and appreciate the book. Like high echelons of Carnatic music, this book is a God send for those obsessed with return on and of their investment, but most others may be unable to appreciate the finesse of the mentioned points.
Continue reading Book Summary: Intelligent Investor – Benjamin Graham
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How to Learn just about Anything? – Part II – Acquiring Skills
We have all wanted to learn new skills like painting, singing, playing an instrument as an adult when we do not have the luxury of attending series of classes or the 10,000 hours as claimed by several. It is not so hard and even some life skills like swimming, driving can be learnt in as low as 20 hours. In this post we discuss the method for acquiring a skill at an amateur level at the shortest possible time.
Planning Stage:
Step 1: Define Success
A clearly defined goal is the starting point of the journey. Don’t start with more than one skill or goal.
Eg: 1) To be able to type 60 wpm using a qwerty keyboard with not more than 3 mistakes.
2) To be able to do a portrait sketch in pencil with reasonable semblance.
3) To be able to play ‘chinna chinna asai‘ song in my keyboard with correct tempo and tune.
4) To be able to swim across the 50m pool in freestyle without stopping
5) To be able to park the car in any parking lot properly
Continue reading How to Learn just about Anything? – Part II – Acquiring Skills
How to Learn just about Anything? – Part I – Acquiring Knowledge
Schools, the hub of education has taught us what to learn. But has surprisingly never taught us ‘how to learn’. So often kids with different learning requirements are labelled ‘slow’ than find compatible teaching methods. No wonder Einstein, Edison, Graham Bell were all labelled ‘learning challenged’.
So how do we go about learning. I’d like to broadly divide into acquiring knowledge i.e on subjects of chemistry, philosophy, investing etc and acquiring a skill. In Part 1. let us focus on acquiring knowledge. Continue reading How to Learn just about Anything? – Part I – Acquiring Knowledge
How to get Lucky?
Lucky People
We have all known people for whom things always fall into place at the right time and right place. These lucky people meet their future spouses by accident, they get a brilliant business idea from a random conversation, strangers seem to help them everywhere they go and they get introductions and guidance from the most unexpected places and people. We have all heard stories like the FEDEX founder who gambled with the last $5000 in the business and won enough to save the business and thrive. Life is full of fortunate coincidences for these lucky people.
The Everyone Else: Unlucky
They are also the other kind of people for whom bad luck and misfortune follow everywhere. After a long wait and much trying they scheduled an appointment with a big prospect who had to cancel due to an emergency, the stocks that they invest in fall, the parking fills up just before they come, the traffic lights turn red on seeing them, they loose their valuables routinely, they don’t get the big breaks they think deserve despite their talent and hard work. The many like the talented Vinod Kambli who despite his superior batting talent had a short career unlike his friend who went on to become the little maser.
So does luck exist?
How to keep your Brain Young?
Brain is the most important and vital organ in our body. Unfortunately, numerous modern age practices have taken a toll on our brain. But it is not only possible to reduce the aging of your brain, it is even possible to reverse the aging effect i.e get younger. The good thing is none of them are terribly difficult to do. Let us look at the the 10 things we need to practice to keep our brain young.
1. A Good Brain Diet
Brain needs numerous nutrients esp Omega 3 to keep it healthy and running. These nutrients are found in plenty in foods like Walnut, Avocoda, Brocolli, Bluberries etc. Eggs and Salmon Fish as well for those who eat them can be extremely good supplements for the necessary nutrients.
Having withdrawal symptoms ? Check out how I won this one !!
Reference: Brain Super Foods
How to change a habit?
Getting Ready for New Year Resolutions?
New year is less than three months away. We will soon be drawing up our list of goals, aspirations, resolutions and hope this year would be different. But like Einstein said,
“Its Insanity to expect a different result when you do the the same thing over and over”
Changing an habit is hard. 21 days of will power is not going to magically get you over the hump. So what will?
Continue reading How to change a habit?
How to leverage your partner for your success?
When I talk about leveraging your partner for your success, I don’t mean marrying into money like ‘Who wants to marry a multi millionaire‘ or the ‘Millionaire Match maker‘. With the disclaimer set aside, lets see what I am talking about.
How can you guarantee Failure?
Once we can remove things that guarantee failure, success will eventually happen if you try hard enough. Following through and sticking to a process does not guarantee success. But not doing so can guarantee failure. We have already discussed about the importance of the process here, here and here. When I look at things and events in my life where I have guaranteed failure vs risked success, one thing stands out: An Accountability partner.
Continue reading How to leverage your partner for your success?
Is debt bad?
We have seen finance experts like Dave Ramsay tell us to cut up our credit cards. We have seen how delinquent home loans not only caused people to lose their homes but also a systemic crisis that spread across several financial institution and countries during 2008. Repossessed cars and two wheeler are common in many low income households. To add to this trouble student loan defaults have become high all over the world as the income opportunities often don’t match up with the cost of some of these courses.
So is debt a bad thing? Should we indeed cut up credit cards? Save for 15+ years to buy a home. Never take a loan in our life?
From Shylock of ‘Merchant of Venice’ to today’s bank that offer Personal loans and credit cards with dubious terms the bankers have been portrayed as Vultures. It is often joked ‘Banks will only lend money to those that don’t need them.’. Are these Financial institutions just vultures that serve no real need?